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Environmental & Energy,
Insurance

Jun. 3, 2024

Four options for dealing with climate-related disasters: defend, adapt, retreat, or buy/rent-out

California is facing a crisis as insurance companies are leaving the state due to the increasing frequency and severity of climate-related disasters. The insurance industry must be allowed to use “forward-looking” models to calculate premiums and spread the risk of disasters without encouraging risky behavior.

Chinye Uwechue

Attorney specializing in insurance defense

21550 Oxnard Street, Suite 300
Woodland Hills , California

Email: chinye94@gmail.com

Shutterstock

California is not alone, and it can learn by avoiding the mistakes made by other states in the US and abroad. Places that happen to be in more advanced or in similar states of distress, such as: Florida's insurance companies' flight; South Africa's severe water shortage crisis; Pacific Islanders' and Holland's rising sea level issues.

Before practical solutions (safe harbors) can be found problems must be identified. In order to identify ...

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