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Insurance
Duty to Defend
Indemnification

Browar v. Clarendon National Insurance Company

Published: Nov. 25, 2003 | Result Date: May 2, 2003 | Filing Date: Jan. 1, 1900 |

Case number: GIC791060 Bench Decision –  $0

Judge

Ronald S. Prager

Court

San Diego Superior


Attorneys

Plaintiff

Scott A. Johnson

Jon B. Miller
(Miller Johnson Law)


Defendant

R. Michael Jordon

Michael D. Marchesini
(Horton Oberrecht Kirkpatrick & Martha)


Facts

The plaintiffs were the owners of a small apartment complex in San Diego. The plaintiffs were sued by an apartment tenant for bodily injury allegedly caused by water intrusion and mold. The mold-related personal
injuries were alleged to have occurred as a result of exposure to environmental toxins due to mold attributed to the plaintiffsÆ negligence during the time period the defendant insurerÆs policy was in effect. The plaintiffs tendered the personal injury action to the defendant insurer. The defendant insurer refused to provide a defense claiming the insurance policyÆs pollution exclusion applied to environmental toxins due to airborne mold.

Damages

The plaintiffs claimed the defendant insurer had a duty to defend the underlying bodily injury lawsuit.

Result

The plaintiffsÆ motion for a summary adjudication that the defendant insurer had a duty to defend was granted on May 2, 2003. The motion was heard while MacKinnon v. Truck Insurance Exchange (2003) 31 C4th 635 was pending before the California Supreme Court. Because the order of summary adjudication is interlocutory there was no final judgment.


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