Johnny Wang, an individual, on his own behalf and on behalf of all others similarly situated v. Asset Acceptance, LLC and Trans Union, LLC, a Delaware limited liability companies, and Does 1 through 100, inclusive
Published: Mar. 31, 2012 | Result Date: Jan. 25, 2012 | Filing Date: Jan. 1, 1900 |Case number: 3:09-cv-04797-SI Settlement – Equitable Settlement
Court
USDC Northern
Attorneys
Plaintiff
Suzanne L. Havens-Beckman
(Parisi & Havens LLP)
David C. Parisi
(Parisi & Havens LLP)
Defendant
Tomio B. Narita
(Simmonds & Narita LLP)
Jeffrey A. Topor
(Simmonds & Narita LLP)
Stephen J. Newman
(Steptoe & Johnson)
Facts
A class action was filed against TransUnion LLC and Asset Acceptance LLC by a class of individuals whose credit reports were issued to third-party users in relation to applications for credit, insurance, and employment between June 22, 2009, and Oct. 15, 2009. The reports described one or more Asset-owned delinquent accounts that plaintiffs disputed and did not have "account in dispute" or "AID" remarks.
Contentions
PLAINTIFFS' CONTENTIONS:
Plaintiffs alleged that defendant improperly gave information to TransUnion in relation to allegedly delinquent accounts without stating that the consumer had disputed the debt. In addition, plaintiffs claimed that TransUnion issued credit reports to third parties with information on the accounts but did not state that the debt had been disputed.
DEFENDANTS' CONTENTIONS:
Defendants denied the allegations.
Result
Defendants agreed to pay $1 million, providing cash payments of up to $100 for class members with credit scores that might have lowed due to the lack of an "AID" remark on their reports.
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