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Insurance
Breach of Contract
Breach of Implied Covenant of Good Faith and Fair Dealing

Cassaundra Ellena v. Standard Insurance Company, Stancorp Financial Group Inc., The California Department of Insurance, The Commissioner of The California Department of Insurance

Published: Mar. 15, 2014 | Result Date: Feb. 13, 2014 | Filing Date: Jan. 1, 1900 |

Case number: 3:12-cv-05401-SC Verdict –  $873,623

Court

USDC Northern


Attorneys

Plaintiff

Bennett M. Cohen

Stephen M. Murphy
(Law Offices of Stephen M. Murphy)


Defendant

Allison Vana

Linda Lawson


Experts

Plaintiff

Richard T. Zweig
(medical)

Maria Dall'Era
(medical)

Stephen D. Prater
(technical)

Randy Sugarman
(technical)

Defendant

Barbara Mueller
(technical)

Shirley Ingram
(medical)

Facts

Cassaundra Ellena sued Standard Insurance Co., based on a dispute over Ellena's long-term disability benefits.

Contentions

PLAINTIFF'S CONTENTIONS:
On April 16, 2010, Ellena quit her job as a redevelopment manager for the County of Sonoma, claiming she was unable to continue working due to systemic lupus erythematosus. She submitted a claim for long term disability benefits with Standard.

When Standard denied her claim, Ellena sued for breach of contract, bad faith, and punitive damages.

DEFENDANT'S CONTENTIONS:
Standard argued that Ellena was not entitled to long-term disability benefits, because she did not meet certain eligibility requirements. Therefore, Standard argued that Ellena's breach of contract and bad faith claims had to fail.

Result

A jury found that Standard did deny Ellena long-term disability benefits she was due, and awarded her $73,697 for her unpaid benefits, $450,000 for her mental suffering, and $349,925 for her future benefits. The jury denied her punitive damages claim.

Poll

8-0

Length

one day


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