Insurance
Oct. 7, 2009
When Are Accidents Covered?
Policyholder intent seems paramount in determining whether accidents are covered.
The policy forms of the Insurance Services Office ("ISO") are particularly important due to their frequent utilization. Hence, in evaluating certain coverage topics, it is usually advisable to analyze, at least initially, ISO policies.
The recent ISO homeowners policy prescribes coverage for "personal liability" with respect to an "occurrence" which means "an accident, including continuous or repeated exposure to substantially the same general harmful conditions, which results, dur...For only $95 a month (the price of 2 article purchases)
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