INSURANCE

• AB 1373 (Daly) As passed by the Assembly, the bill required that consumers considering the purchase of an annuity be provided with a buyer’s guide produced by the National Association of Insurance Commissioners.

An act to amend Sections 10202, 10202.5, and 10202.8 of the Insurance Code, relating to insurance.

• AB 1772 (Aguiar-Curry) Extends from 24 months to 36 months the period of time within which a policyholder is entitled to collect full replacement benefits under a replacement cost fire insurance policy.

An act to amend Section 2051.5 of the Insurance Code, relating to fire insurance, and declaring the urgency thereof, to take effect immediately.

• AB 1797 (Levine) Requires residential property insurers, subject to conditional exceptions, to provide policyholders with a replacement cost estimate for the insured dwelling.

An act to add Section 10103.4 to the Insurance Code, relating to insurance.

• AB 1799 (Levine) This bill requires the complete copy of a residential insurance policy provided to an insured after a loss to include the full insurance policy, any endorsements to the policy, and the policy declarations page; and provides that if the request for a copy of the policy is a result of a loss in a state of emergency, the insurer may, upon the request of the insured, provide an electronic copy of the entire policy, as specified.

An act to amend Section 2084 of the Insurance Code, relating to fire insurance.

• AB 1800 (Levine) Clarifies the law that authorizes a policyholder who suffers a total loss to residential property to rebuild or replace the dwelling at a different location, using the full benefits of the policy as it would have applied at the insured location.

An act to amend Section 2051.5 of the Insurance Code, relating to fire insurance, and declaring the urgency thereof, to take effect immediately.

• AB 1875 (Wood) Requires the Department of Insurance (DOI) to develop a homeowner’s insurance finder tool.

An act to add Sections 10095.7 and 10103.2 to the Insurance Code, relating to insurance.

• AB 2045 (Committee on Insurance) This is the annual Department of Insurance (DOI) omnibus bill.

An act to amend Sections 42, 109, 110, 122, 679.70, 1307, 1371, 1390, 1668, 1668.5, 1669, 1753, 4052, 10168.45, 10270, 10270.6, and 11401 of, and to repeal Section 12147 of, the Insurance Code, relating to insurance.

• AB 2046 (Daly) Requires data sharing between governmental agencies involved in combatting workers’ compensation fraud, and grants the Fraud Assessment Commission (FAC) discretion to augment an assessment with unused funds from a prior year’s assessment.

An act to amend Sections 1872.83 and 1877.3 of the Insurance Code, relating to insurance.

• AB 2142 (Bigelow) Permits the Insurance Commissioner (commissioner) to extend the period between financial examinations of a home protection company (company).

An act to amend Section 12752 of the Insurance Code, relating to insurance.

• AB 2180 (Kalra) This bill clarifies statutes governing long-term care insurance (LTCI) policies and life insurance policies that include an accelerated death benefit feature.

An act to amend Sections 10231.3, 10232.3, 10232.8, 10271, 10295, 10295.1, 10295.3, 10295.5, and 10295.6 of the Insurance Code, relating to insurance.

• AB 2229 (Wood) This bill requires a residential property insurer to disclose any fire safety discounts it offers upon offer or renewal of a homeowner’s insurance policy on or after January 1, 2020.

An act to amend Section 10102 of the Insurance Code, relating to insurance.

• AB 2395 (Calderon) Increases the surveillance of potentially insolvent long-term care insurers and expands the authority of the California Life and Health Insurer Guarantee Association (CLHIGA) to manage the liquidation of insolvent insurers.

An act to amend Sections 1067.07 and 1067.11 of the Insurance Code, relating to insurance.

• AB 2420 (Quirk-Silva) This bill authorizes the Employment Training Panel (ETP) to include “soft skills,” as defined, in the type of job-related basic and literacy skills training for which a training contract may be provided.

An act to amend Sections 10200, 10201, 10209, and 10214.5 of the Unemployment Insurance Code, relating to workforce development.

• AB 2587 (Levine) This bill removes language in the California Unemployment Insurance Code referencing a code section that no longer exists.

An act to amend Section 3303.1 of the Unemployment Insurance Code, relating to unemployment benefits.

• AB 2594 (Friedman) Extends the statute of limitations for a homeowner to sue their insurer for losses associated with a declared state of emergency. Specifically, this bill extends the existing statute of limitations for a homeowner to sue their insurer from 12 to 24 months if the loss is related to a declared state of emergency.

An act to amend Sections 2071 and 6010 of the Insurance Code, relating to insurance, and declaring the urgency thereof, to take effect immediately.

• AB 2634 (Chau) Requires an insurer to notify the owner of a variable premium life insurance policy (variable policy) of an increase in the cost of insurance or administrative charge.

An act to add Section 10113.70 to the Insurance Code, relating to insurance.

• AB 2802 (Friedman) Requires insurers to participate in a program to “intercept” insurance payments to parents that have unpaid child support obligations (obligor).

An act to add Article 8 (commencing with Section 13550) to Chapter 2 of Division 3 of the Insurance Code, relating to insurance.

• AB 2844 (Cooley) Provides that a commission payable to an insurance broker-agent shall be conclusively presumed to be based on the written contract between the insurer and broker-agent if the insurer has complied with two specified provisions of law.

An act to add Section 769.1 to the Insurance Code, relating to insurance.

• AB 2915 (Caballero) Requires the California Workforce Development Board (CWDB) to develop, in conjunction with the Employment Development Department and with input from local workforce development boards, a policy regarding mutual aid agreements between local boards to enable them to effectively respond to disasters.

An act to amend Section 14013 of the Unemployment Insurance Code, relating to workforce development.

• AB 2927 (Nazarian) Clarifies existing law permitting the California Earthquake Authority (CEA) to sell post-event bonds to pay claims.

An act to amend Sections 10089.23 and 10089.29 of the Insurance Code, relating to insurance, and making an appropriation therefor.

• SB 30 (Lara) This bill requires the Insurance Commissioner (IC) to convene a working group to identify, assess and recommend risk transfer market mechanisms that promote investment in natural infrastructure to reduce the risks of climate change, including mitigation incentives for private investment to lessen exposure and reduce climate risks to public safety, property, utilities and infrastructure, as specified.

An act to add Section 12922.5 to the Insurance Code, relating to insurance.

• SB 824 (Lara) This bill prohibits an insurer from canceling or refusing to renew a homeowners’ insurance policy for one year from the date of a declaration of a state of emergency, as specified; and requires admitted insurers with at least $10 million in written premiums in California to biennially report to the California Department of Insurance (CDI) specified fire risk information on residential property policies, as specified.

An act to amend Section 675.1 of, and to add Article 10.4 (commencing with Section 929) to Chapter 1 of Part 2 of Division 1 of, the Insurance Code, relating to insurance.

• SB 894 (Dodd) This bill, after a total loss of a home in a declared disaster area, (1) requires an insurer to renew a residential insurance policy for at least two annual renewal periods or 24 months, whichever is greater, as specified; (2) requires an insurer to grant an additional 12-month extension for a total of 36 months for additional living expense (ALE) if an insured acting in good faith and with reasonable due diligence encounters a delay in the reconstruction process, subject to policy limits; (3) allows an insured to combine payments for actual losses up to the policy limits for the primary dwelling and other structures, limited to the amount necessary to rebuild or replace the home if the policy limits for the dwelling are insufficient; and (4) specifies that the payments for losses under this provision shall be full replacement value without requiring the replacement of the other structures.

An act to amend Sections 675.1 and 2051.5 of, and to add Section 10103.7 to, the Insurance Code, relating to insurance.

• SB 917 (Jackson) This bill provides that if loss or damage results from a combination of perils, one of which is a landslide, mudslide, mudflow, or debris flow, an insurer shall provide coverage if an insured peril is the efficient proximate cause of the loss or damage and coverage would otherwise be provided for the insured peril; provides that this is declaratory of existing law.

An act to add Section 530.5 to the Insurance Code, relating to insurance.

• SB 1046 (Roth) This bill enhances the consumer protections that apply to long-term care insurance (LTCI) policies when policyholders reduce their coverage.

An act to amend Section 10235.50 of the Insurance Code, relating to insurance.

• SB 1123 (Jackson) This bill expands Paid Family Leave to include families who must take time off to attend to situations arising out of a family member or loved one’s status as a covered active duty member of the US Armed Forces.

An act to amend, repeal, and add Sections 3301, 3302.1, 3303, and 3303.1 of, and to add Sections 3302.2 and 3307 to, the Unemployment Insurance Code, and making an appropriation therefor, relating to paid family leave.

• SB 1251 (McGuire) This bill allows workers to receive unemployment insurance benefits while they are in an eligible training or retraining program by making the California Training Benefits Program (CTB) permanent and authorizes individuals receiving discretionary use payments as part of their training or retraining to be eligible for unemployment insurance benefits under the CTB.

An act to repeal Sections 1273 and 1274.10 of the Unemployment Insurance Code, relating to unemployment, and making an appropriation therefor.