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Personal Injury
Auto v. Auto
Underinsured Motorist Claim

Tarilyn Bosmans v. State Farm Mutual Auto Insurance Company

Published: Sep. 6, 2008 | Result Date: Nov. 29, 2007 | Filing Date: Jan. 1, 1900 |

Case number: Case Not Filed Settlement –  $250,000

Court

Case Not Filed


Attorneys

Plaintiff

Franklin Casco Jr.


Defendant

Laura L. Davidson


Experts

Plaintiff

Sylvain Palmer M.D.
(medical)

Defendant

Mark Strassberg M.D.
(medical)

Facts

On Oct. 5, 2006, plaintiff Tarilyn Cosmans, a 45-year-old computer programmer, was riding in a car stopped at a red light on the SR 133 Canyon Acres Drive exit ramp in Laguna Beach when the car was rear-ended by Roley Brooks. The plaintiff sued Brooks for motor vehicle negligence and settled immediately for $100,000 (policy limit). The plaintiff then brought an underinsured motorist claim against her insurer, defendant State Farm Mutual Auto Insurance Co. (State Farm), who conceded liability.

Specials in Evidence

$98,000

Damages

The plaintiff sought $12,000 in lost earnings and damages for pain and suffering.

Injuries

The plaintiff suffered cervical disc injury, causing stenosis and requiring epidural injections and physical therapy. The defendant argued plaintiff did not fracture her cervical spine.

Result

After plaintiff demanded arbitration, defendant settled for $150,000 ($250,000 policy limits minus $100,000 paid by Brooks). Plaintiff's total recovery was thus $250,000.

Other Information

Insurer: USAA for Brooks.


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