Facts

On May 4, 2014, a fire broke out at plaintiff Ramirez Pallets Inc. Plaintiff then filed a claim for benefits. Plaintiff later sued defendants Risco Insurance Services Inc., Elena Hernandez, Harry W. Gorst Co. Inc., Gorst & Compass Insurance, Scottsdale Insurance Co., claiming they provided insufficient coverage.

PLAINTIFF'S CONTENTIONS:
Ramirez Pallet is a wooden pallet manufacturing business that was nearly destroyed by a five-alarm fire. Plaintiff claimed it sustained $2.5 million worth of damages. Plaintiff claimed it requested coverage for all potential losses.

DEFENDANT'S CONTENTIONS:
Defendant asserted that it procured the coverage requested, and did not have a duty to recommend additional coverage. Defendant Scottsdale asserted that it was not liable for any damages beyond the contractual benefits in the amount of $317,727. Defendant Gorst asserted that it provided the policy offered and it owed no duty to plaintiff Ramirez.

Result

Elena Hernandez and RISCO Insurance Services, Inc. filed a motion for summary judgment that was granted in its entirety, resulting in a defense judgment for these two parties. Scottsdale Insurance Co. settled with plaintiff for the contractual benefits of $317,727.

Other Information

FILING DATE: June 26, 2013.