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Torts
Negligence and Negligence Per Se
Violation of Fair Debt Collection Practices Act

Amannullah Choudhry v. Affiliated Computer Services Inc., et al.

Published: Nov. 3, 2007 | Result Date: Mar. 20, 2007 | Filing Date: Jan. 1, 1900 |

Case number: 149258 Settlement –  $40,000

Court

Merced Superior


Attorneys

Plaintiff

Justin Thomas Allen


Defendant

John G. Michael


Facts

Bank defendants and processing company misreported another's derogatory student loan on plaintiff's credit reports from time that he was a student in high school.

Contentions

PLAINTIFF'S CONTENTIONS:
The plaintiff contended that the bank defendants noticed that there were two social security numbers in the file but rather than investigate, the banks simply typed number 1 and number 2 at the end of the two numbers to keep from getting confused. They were filed under the federal and state Fair Debt Collections Practices Acts. The plaintiff had been denied credit to purchase a house while he was in college and he was denied student loans for law school due to the credit reports.

DEFENDANTS' CONTENTIONS:
The defendants denied liability.

Result

The parties settled for $40,000.

Other Information

FILING DATE: Dec. 10, 2005.


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